Insurance Fraud

Deceiving an insurance company with the intent of collecting money is considered insurance fraud.

Some examples of insurance fraud are:

• Trying to qualify for lower insurance rates by listing an incorrect address on an automobile application.
• Not notifying your insurance company of previously ticketed household members/drivers. 
• Purposefully giving incorrect information about a vehicle's use and how many miles are on it.
• Inflating a claim's cost to cover the amount of a deductible.
• Incorrectly stating items that have been stolen from a car like expensive rims and tires, or inflating the value of the items i.e. misstating how many objects were actually stolen
• Claiming injuries that did not occur so that a medical clinic will send in incorrect bills to the insurance company, causing smaller payments for the "victim." 
• Letting an auto shop remove good parts from a vehicle with damage to it, and claiming that the parts were bad, before the insurance adjuster arrives and then pocketing the money and fixing the car with the original, good parts.
• Having a car with a lot of miles on it, or other mechanical issues, to be "stolen" so that the owner can get rid of it. 
• Getting into an accident with a vehicle and then claiming that it has been stolen.

For more information on insurance fraud, please visit www.miheat.org