Protect Yourself from Insurance Fraud

The victims of John Paul Kill's insurance fraud scheme were commercial trucking companies, but anyone- public, private, and/or commercial enterprises, as well as regular citizens- can be victimized by insurance fraudsters. Here are a few general tips to help ensure that doesn't happen:

-Know your agent or broker. Make sure they are licensed professional and ask for references.

-Don't allow high-pressure salesmanship to persuade you to sign up for certain coverage. Take your time and do your research.

Don't give an insurance agent or broker money without getting a receipt.

-Get a copy of your policy, and make sure you read it to ensure you're getting everything you're paying for.

-Confirm with the actual insurance company that you have coverage with them.

-Never buy insurance from unlicensed agents or companies, and if you have any doubts about them, check their status by contacting your state's insurance office.

And if you think you've been scammed, contact your state's insurance office immediately.

-by Travis Cook